My husband and I were looking to start up another B&B in Cornwall, having had one in Norfolk which we sold after 9 years.
I had no income and my husband had a 20k pension which made this application a far from easy one! We had located the perfect property and pressure was on us to find a bank willing to loan us enough to purchase the property with the cash from the sale of our house.
Several frustrating weeks passed as we were initially using a mortgage broker who were not able to assist us.
Our good fortune was being introduced to Steve Ebsworth who worked miracles based on our existing cash, previous experience, a good business forecast and a property in a great area for tourism.
Through Steve Ebsworth we were able to acquire a 165k mortgage and Steve worked tirelessly , gave us good sound advice and kept us informed at every stage of our application.
We will forever be grateful to Steve for giving us the chance to live the lifestyle we craved in a wonderful county based on his expertise, experience and help, and we would have no hesitation in recommending Steve to anyone looking for a mortgage or for financial advice.
Karen & Paul Wilder
I would like to thank you and team for helping me with my mortgage and extremely pleased with high level of commitment and professionalism extended to get this through, so thank you again.
In spite of difficult position posed by my circumstances, I found you pleasing, proactive and full of enthusiasm to get things moving. I give stepping stones 5 star ratings, and happily recommend your services to potential mortgage applicant.
Personally cannot wait to call upon you for future dealings.
I have asked Ian at Stepping Stones Financial Services Ltd to provide me and my family with various financial services and he has always been on hand to give us good advice and to arrange things on our behalf. I have recommended him on a number of occasions to my friends and clients and would not hesitate to do so in the future.
Ian has a can do attitude and makes things happen and is always prepared to go the extra yard.
Ian was absolutely brilliant when we were sorting out our mortgage for our home, in which we now reside. To say we have complicated financial arrangements is an understatement, and we had to bid £40,000 above our original offer to secure the property. Whenever I moved the goalposts Ian went out of his way to sort the deal- I think we went through 7 iterations before we finally had the offer accepted and mortgage deal in place. His level of service is exemplary- he was a regular visitor during that time, with most of the visits being after 7 in the evening, when we had both got back from work. The deal he got us was really good value compared to those being offered by my bank and to top it off he sorted us out with some new life insurance that offered much more cover for a lower premium. I would have no hesitation in recommending Ian most highly- he’s a thoroughly nice bloke and very good at his job.
David Robinson & Katherine Arnold
Ian took the pain out of switching from one mortgage provider to another so that we could benefit from a product with a lower interest rate. He managed the whole process. Everything happened when he said it would and he kept us informed of what was happening at every step of the way. We will certainly ask Ian to help again when our new fixed term mortgage expires and we would have no hesitation in recommending Ian to anyone.
Neil & Suzanne Fearn
Having recently re-located to the UK after having lived overseas for a number of years, Stepping Stones was able to find us a lender in the UK, who offered a mortgage at a very competitive market rate. We are extremely grateful for the friendly and professional service provided to us by Stepping Stones and warmly recommend their services to any ex-pats or EU citizens, who decide to re-locate to the UK.
Christine Lundberg, PhD & Sacha Lategan, MA
In the years that we have known Ian, he has been advising me on my financial affairs, he has always been thoughtful and insightful with regard to my needs, rather than his own. His mortgage/financial suggestions were sensible and realistic, and even in the recent challenging conditions, Ian has continued to be driven by a desire to serve my best interests, rather than just being a salesman. Not at anytime have we ever felt pressured into any decision we have made, and he always makes sure we fully understand everything we enter into. This is why I recommended him to the rest of my family and now is dealing with their financial affairs. You will not meet a more genuine, trustworthy adviser.
Guy & Elizabeth Jones
I’m moving into my dream home just 10 weeks after I first saw it! How did he do it? Within 10 minutes into our first conversation I asked Ian ‘Can I’? He said ‘Yes’ and I get the keys on Friday.
David Worthington, Managing Director, 10 Associates